Have you ever been out somewhere and heard a child insist to their parents that they need something? Whether the item’s a candy bar or a new toy, chances are the child doesn’t really need it. The parents might retort with, “There’s a difference between need and want”—and they’re right.
You’ve heard it over and over again: You need to save for retirement. Are you saving enough for your retirement? Are you maximizing your 401K and pension contributions? You’ve crunched the numbers over and over again to figure out just how much you really need for retirement. And now you want to know just how far you can stretch your investments.