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Thayer Partners Blog

3 Reasons Why Business Owners Need a Retirement Plan

[fa icon="calendar'] Apr 11, 2016 9:00:00 AM / by Chris Wilmerding posted in Retirement Plan

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All Americans should have a retirement plan, but business owners in particular should prioritize retirement planning early in order to ensure that the sell or transfer of their companies go as smoothly as possible and to maximize their retirement funds. 

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4 Simple Steps in Creating a Great Retirement Plan

[fa icon="calendar'] Apr 4, 2016 9:00:00 AM / by Chris Wilmerding posted in Retirement Plan

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In 1935, the U.S. government created the Social Security Act, a trust fund to help support senior citizens after they retire. At the time, there were about 41 working adults paying into the Social Security system for every one retiree drawing money from it. As the American population aged, the ratio of retirees receiving Social Security benefits to working adults paying into declined steeply. By 1965, there were only four workers for every one retiree. Today, there are 40 million senior citizens in the United States, or about 2.9 employees paying into Social Security for every one senior citizen. By the time the millennial generation reaches retirement, the senior citizen population will have more than doubled to 90 million seniors.

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