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Thayer Partners Blog

The Difference between Fully Insured and Self-Funded Health Plans

[fa icon="calendar'] Jan 27, 2016 9:00:00 AM / by Chris Wilmerding posted in self-funded health plan

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When setting up group health insurance plans, employers need to choose the best plan for their business needs as well as their employees’ needs. Typically, business owners choose between the two most common options: fully insured health plans or self-funded health plans.

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What Is a Self-Funded Health Plan?

[fa icon="calendar'] Jan 4, 2016 9:00:00 AM / by Chris Wilmerding posted in self-funded health plan

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As healthcare costs continue to spiral out of control, many businesses are considering switching their traditional, fully insured health coverage to a self-funded health plan. Making this switch can save employers money, often $1,000 per employee--which can have a dramatic impact considering the significant expense of health insurance costs for most organizations. After all, health insurance premiums are usually the second largest expense item a company has.

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